Autori: Bogdan Glãvan

Editorial: Romanian Economic and Business Review, 1(3), p.10-19, 2006.

Rezumat:

Banking supervision has attracted considerable attention in the last decades, as attempts to prevent the occurrence of financial crisis have intensified. We argue that past regulations have had unintended negative effects, which because of a lack of clear understanding of the fragility of banking activity and the mechanism of political decisions, will continue to contaminate the results of present, upgraded regulation. Thus, a reorientation in thinking about banking supervision is necessary in order to build a safer financial system.

Cuvinte cheie: activitatea bancarã, reglementarea prudenţialã a activitãţii bancare, hazard moral // banking, banking supervision, moral hazard